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Insurance for XP4T I am shopping about for insurance coverage for the new machine, tried Markel - found they did not provide the XP4T of their fall down list of available 2016 machines, so, I emailed them, asking for a quote on it, the reply: "Thank you on your e mail, we'd drop this hazard 2016 Polaris rzr xp 4 turbo...Phase up in trail effectiven